Uncategorised - Directorate of Industries and Commerce

: 05 February 2026; 617

Sector Specific Training Programs for MSMEs under RAMP scheme

The Government of Kerala has received approval for the Strategic Implementation Plan (SIP) under the “Raising and Accelerating MSME Performance (RAMP)” scheme—a World Bank-assisted Central Sector program. This initiative aims to support Micro, Small, and Medium Enterprises (MSMEs) by strengthening institutional frameworks, expanding market access, improving access to finance, enhancing governance, and promoting environmentally sustainable practices.

As part of the SIP, the Directorate of Industries and Commerce plans to empower MSMEs in the State through sector-specific skill training programs designed to build capacity and improve competitiveness. These targeted training initiatives will equip MSMEs with essential skills in various domains. The programs are expected to enhance operational efficiency, foster innovation, and enable MSMEs to better respond to market dynamics and scale sustainably. A total of 6,000 MSMEs (with Udyam Registration) are targeted to benefit from this initiative.

The training calendar for the Q4, 2025-26 is:

Sl No	District	Topic	From Date	To Date	Venue	Coordinator Contact	Application Form Link
1	Pathanamthitta	Advanced Digital Marketing, Automation & Business Technology Workshop	09/02/2026	11/02/2026	Hotel Wyte Portico, Pathanamthitta	90372 42979 - JM KIED 70123 76994 - AM KIED	Register Here
2	Malappuram	Improve your Business	11/02/2026	14/02/2026	Soorya Regency, Malappuram	8547374739 -AM KIED 98460 99295 - AM KIED	Register Here
3	Thrissur	Improve your Business	16/02/2026	18/02/2026	Hotel Elite Thrissur	90614 71627 - AM KIED, 96055 42061 - JM KIED	Register Here
4	Kottayam	Sales, Marketing & Digital Growth	17/02/2026	19/02/2026	Hotel Floral Palace, Kottayam	90372 42979 JM KIED 79949 03058 - AM KIED	Register Here
5	Ernakulam	Improve your Business	19/02/2026	21/02/2026	PGS Vedanta, Ernakulam	90614 71627 - AM KIED, 94462 27590 AM KIED	Register Here
6	Kannur	Sales, Marketing & Digital Growth	19/02/2026	21/02/2026	Will be confirmed	74036 57909 - JM KIED 96330 50143 - AM KIED	Register Here
7	Kasaragod	Improve your Business	23/02/2026	25/02/2026	Raj Residency, Kanhangad	74036 57909 - JM KIED 96330 50143 - AM KIED	Register Here
8	Palakkad	Export Import Procedures	25/02/2026	27/02/2026	Will be confirmed	90614 71627 - AM KIED 96055 42061 - JM KIED	Register Here
9	Kozhikode	AI in MSMEs	26/02/2026	28/02/2026	Will be confirmed	74036 57909 - JM KIED 96330 50143 - AM KIED	Register Here

: 27 September 2025; 7798

Kerala Entrepreneur Loan Scheme (KELS)

As part of the One Lakh Enterprises in One Year scheme, with the objective of providing affordable financial assistance to new enterprises, the Industries Department had taken the initiative to roll out a Special Loan Scheme in coordination with the State Level Banker Committee (SLBC). The Industries department offers interest subvention on loans up to ₹ 10 lakh so that entrepreneurs can avail them at 4% interest. Under the scheme, MSME units that are established after 01.04.2022 (evidenced through Udyam Registration) will be provided term loans and working capital loans at an effective interest rate of 4% after interest subvention from the Government. The Kerala Entrepreneur Loan Scheme (KELS) provides loans for the newly started MSMEs and expansion of existing ones. Interest concession will be available for loans up to Rs.10 lakh. Loans are available for startups in manufacturing, service and trading sectors. The application should be submitted through a special portal prepared for this purpose. This facility can also be utilized for various purposes like capital investments and raising working capital. Applicants must have Udyam registration. The interest subvention will be provided for the first five-year loan period or the loan closure whichever is earlier. Any enterprise that is into non-farm income generating activity such as manufacturing, processing, trading, or service sector can apply for the loan through an online portal. All banks have been instructed to process applications expeditiously. Interns are working in all local institutions to provide necessary assistance to entrepreneurs. This scheme will be an opportunity for banks to improve their loan-to-deposit ratio in the state.