A Geographical Indication (GI) is a name or sign given by the government to products which corresponds to a specific geographical location or origin. It helps in identifying the product's source, as part of certification that the product possesses certain qualities, is are made according to traditional methods or to its geographical origin. Geographical Indication (GI) can be used for any type of product manufactured, agricultural, food, or even handicrafts. Kerala is regarded as a treasure trove of unique geographical indication. Overall, India has 417 registered geographical indications, with Kerala owning 31 of them. Geographical Indication tags are commonly found on agricultural items in Kerala.

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Grievance Redressal System

As per Act 19 of 2022, the Amendment of the Kerala Industrial Single Window Clearance Boards and Industrial Township Area Development Act 1999,Grievance Redressal System was constituted. Rules were also released as per G.O (P) No. 8/2022/ID dated 13 th April 2022. State and District Level Grievance Redressal Committees were also formed for the functioning of the system, as per G.O (MS) No. 107/2021/IND dated 30.10.2021.


As per the Act, Grievances related to industries with capital investment up to Rs. 10 cr are to be considered by the District Level Grievance Redressal Committee and grievances related to industries with capital investment above Rs. 10 cr and appeals against the decision of the District Level Committee are to be considered by the State Level Grievance Redressal Committee. In the district level committee District Collector is the Chairman and the General Manager of the District Industries Centre concerned is the Convenor.


In the State Level Committee, the Principal Secretary (Industries) is the Chairman and the Director of Industries and Commerce is the Convenor. The District and State Level Grievance Redressal Committee shall have the powers of a Civil Court while trying a suit under the Civil Procedure Code, 1908 (Central Act 5 of 1908). If the District Grievance Redressal Committee or the State Grievance Redressal Committee finds that the designated officer has failed to provide the services without sufficient and reasonable cause, the Chairman of the Committee concerned may by order in writing impose a fine on the designated officer at the rate of two hundred and fifty rupees for each day’s delay the sum of which shall not exceed ten thousand rupees and may recommend disciplinary action against such designated officer under the service rules applicable to him.

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Samrambhaka Mahasangamam    

        As part of the 'Year of Enterprises' initiative, the Department of Industries and Commerce is organizing Samrambhaka Mahasangamam at the Jawaharlal Nehru International Stadium Ground in Kochi on Saturday, January 21, 2023, a Grand conclave of more than 8000 entrepreneurs in the state who have established new enterprises during the current Financial Year. The Hon’ble Chief Minister, Shri Pinarayi Vijayan will be inaugurating the Maha Sangamam which will be presided by the Hon’ble Minister for Industries, Law & Coir, Shri P Rajeeve. Other Ministers of the State for Finance, Shri K N Balagopal, MoS for Revenue, Shri K Rajan, MoS for Local Self Governance & Excise, Shri M B Rajesh, Leader of Opposition, Shri V D Satheeshan and other elected representatives will be attending the day-long event. 75 Stalls of various Banks, PSUs, Government of India and State Government Institutions, R&D Institutions, e-Commerce platforms etc. will be present along with the department Stalls providing online services for UDYAM, KSWIFT and GeM registrations.

Schemes and Services of Directorate of Industries and Commerce
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One Family One Enterprise (OFOE)

The MSME's primarily rely on bank finance for their operations. Providing assistance in the early stage of establishment of the enterprise will enhance the competency of the MSME unit. The scheme intends to provide interest subvention on Term loan and/or Working capital loan availed by MSME units from financial institutions viz. Nationalised Banks, Scheduled Banks, KSIDC, KFC, KSFE and Kerala Bank. The units engaged in manufacturing, service and trading are eligible for the assistance. 50% of the  beneficiaries under the scheme shall be women entrepreneurs.

Objectives

The scheme envisages to encourage entrepreneurial activity in every household and to provide interest subvention for loan amount up to Rupees 10 lakh (for fixed capital loan and/ or working capital loan) of the project cost.

Eligibility for Applicants:

  • All new micro, small and medium enterprises in manufacturing,service and trading activities, which availed Term Loan and/or Working Capital Loan, shall be eligible for assistance under this scheme.
  • The MSME units, which commenced operation/production on or after 1/4/2022, are eligible for assistance under this scheme.
  • The unit shall have a valid Udyam registration.
  • As on the date of submission of the claim, the loan accounts should not have been declared as NPA as per extant guidelines in force.
  • The unit shall be working as on date of application.
  • The unit shall not have availed any grant assistance under any scheme of Central Government/State Government/ Local Self Government Department.
  • Even though the scheme is for new units as item 1 above, an exemption is there for units supported by Prime Minister Formalisation of Micro Food Processing Enterprises (PMFME) scheme of the Ministry of Food Processing Industries, Govt. of India. In order to dovetail this scheme with the PMFME scheme - existing enterprises supported under PMFME scheme shall also be eligible for assistance under One Family One Enterprise (OFOE) scheme provided the unit commenced production after expansion/ modernisation/ diversification on or after 1/4/2022.
  • Even though the scheme is not eligible for units who have availed any grant assistance under any scheme of Central Government/State Government/ Local Self Government Department as item 6 above, an exemption is there for units supported by Prime Minister Formalisation of Micro Food Processing Enterprises (PMFME) scheme of the Ministry of Food Processing Industries, Govt. of India. Units which have availed/are availing assistance under PMFME scheme shall be eligible for this assistance for the working capital portion alone up to loan amount of Rs.10 Lakh.

Entitlement of a successful Applicant:-

       The assistance provided under this scheme shall be in the form of an interest subvention on reimbursement basis. All new MSME's engaged in manufacturing, service and trading activities shall be eligible for interest subvention on the interest charged by the financial institution on approved project for loan amount up to Rs.10 lakh (for Term loan and/or working capital loan) for a period of five years from the date of disbursement of the 1st installment of the loan by the financial institution. In case where the loan amount exceeds Rs.10 Lakh, the interest subvention shall be considered for loan up to Rs.10 Lakh only. The rate of subvention will be up to a maximum of 6%. The subvention will be the difference in the rate of interest charged by the financial institution and 4%.

Scheme Related GO's-

Guidelines

Amendment

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